The feeling of gifting at Christmas is unmatched — except when you check your bank balance at the end of the month.
Overspending during the festive season isn't anything new. We've all overindulged in gift-buying or added one-too-many desserts to the family dinner table. From gifts to decorations and endless delivery fees, the costs add up.
For instance, last Christmas I purchased a one-of-a-kind personalised present for my sister from overseas, only to find out it would cost me around $50 for the express shipping to get it before Christmas. I couldn't not do it — but it cost me. Big time.

























