Blown the budget this Christmas? Between all the gifts, the food, the social events, it can be hard to stay within the lines.
But don’t worry, there a several easy little ways you can claw back some of those hard-earned, easily spent festive funds, and start the New Year on the front foot.
Here are just a few….
1. Make the most of technology to help you save.
The easiest way to save money these days: don’t. Let technology do it for you. Take Digit, for example. It’s an app that links to your online bank account, routinely examines your earning/spending habits and automatically determines how much you can reasonably save – it then transfers it across for you.
If you prefer to be a little more hands-on, check out TipYourself. Also linked to your spending/savings accounts, it’s the financial equivalent of a pat on the back. Hit a target at work? Tip yourself a few bucks. Restrained yourself from buying that expensive dress? Tip yourself $10. Self-congratulatory savings!
2. Hunt for discount codes.
You might not be subscribed to a shopping site, but that doesn’t mean you can’t access its discounts. Head to sites like finder.com.au or cuponation.com.au for promo codes for anything from Dan Murphy’s to ASOS. Otherwise, just hit up good ol’ fashioned Google with “discount code” and the name of your online store of choice.