The insane money diary of a 22yo New York influencer has left us with so many questions.

Do you ever dream about being rich?

I’ll be honest – I do. A lot.

Thankfully, Refinery 29‘s regular Money Diaries segment is always around to give me a pervy snoop into the lives of the rich.

But this week, oh boy, it’s absolutely baffling.

This week’s Money Diaries looks into the life of a 22-year-old living in New York City.

But this is no regular millennial.

No, this is an e-commerce entrepreneur who makes around AUD$34,000 a month.

A MONTH, PEOPLE.

How much have you spent on your wardrobe? Post continues below…

Overall, this anonymous New Yorker takes home around AUD$410,000 a year selling Chinese-made handbags online.

Despite her insane earnings, this “healthy living influencer on Instagram since high school” shares an apartment with two housemates.

And that’s just the beginning of her strange spending habits.

Each month, this 22-year-old puts away over AUD$25,000 into her savings account.

“I transfer money from my checking account to savings daily, so I never feel too flush and accidentally buy a Chanel bag,” she said.

Wait, so you will casually drop thousands on a Chanel bag, but you won’t purchase or rent out your own apartment?

Later on in the money diary, she recounts purchasing a bag online for almost AUD$1000.

One in seven Aussie kids think cash from the ATM is free money. On This Glorious Mess, we discuss why they don’t understand money.

“I order a navy blue Celine tote bag that’s on sale for USD$650 plus tax. I’ve had my eye on this style for a while,” she said.

“I love designer bags and shoes, but will only buy new items if I sell stuff I already own,” she continued.

“It feels like Monopoly money to me, so I don’t feel bad.”

Erm, OK.

While she was more than happy to drop hundreds on a new bag, a cheap Uber trip was too steep for this 22-year-old.

“Check Uber – it’s $6 to go home and I ain’t a baller, so I take the Subway home.”

What. The. Heck.

At the end of the week, her total spending came to USD$1732.15, which mostly covered clothes, various beauty treatments and food.

The insane money diary has baffled readers, with many posting about their confusion on Twitter.

I am in no position to judge other people’s financial decision but this woman saves $20,000 a month and is still paying for Netflix in standard def https://t.co/cLxl8qBZ0f

— Amelia Acosta (@atoasta) November 27, 2018

I can’t help but feel like “Check Uber — it’s $6 to go home and I ain’t a baller, so I take the subway home” was said to intentionally piss people off https://t.co/aLYkyIsWSr via @refinery29

— kaitlyn blount (@kaitlyn_blount) November 29, 2018

why would you live with two roommates when you can afford to live by yourself?? lmfaoooooo wtffff

— ???? ???? ???? (@cvvtx) November 28, 2018

As one such 22 year old who hasn’t even been able to get a job at all, or a college degree as of yet, this girl can just screw off! Absolutely NO ONE could be able to relate to this! If anything this piece makes the lot of us 22 year olds feel worse about our current lives.????

— Jordan (@JaggedKeiji) November 28, 2018

This {attached} makes *zero* sense.

She balks at a $6 Uber fare and opts for the subway (saving a few dollars) but impulse buys a handbag for nearly a grand and orders a pizza for $20 and eats none of it.

Not sure if it’s fake, bullshit, or if she lacks money awareness. pic.twitter.com/kM8Nm9ysoG

— ????????????Wyld Turkeyzzz???????????? (@aaronmhill) November 28, 2018

sometimes if I want to really push myself over the edge during an existential crisis, I’ll go and read the bios of other 22-year-olds on R29’s money diaries. does the trick every! time! pic.twitter.com/QKbdBsRNQB

— Hanna Yowell (@HannaYowell) November 27, 2018

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