Thinking about getting an electric vehicle in your life? You need to read this first.

Thanks to our brand partner, Youi

For some, electric vehicles (EVs) represent the future.

They promise cleaner transport and a lower cost to run, given electricity is much cheaper per kilometre than fuel. But, for others, they spark the lingering fear of getting stranded somewhere between Dubbo and the next servo.

EVs are generating passionate conversation, and if we're honest, a confusing one at times.

To help separate fact from myth, Mamamia spoke with Marni Jackson, Youi's Head of Car Product, who just helped lead the Youi EV Data Digest.

The national study unpacks exactly how Australians feel about EVs right now, and tells us what we really need to know to understand the buzz around EVs.

Who's saying yes to EVs (and who isn't).

One of the clearest findings from the Youi EV Data Digest is adoption varies massively depending on location.

"NSW residents are most likely to consider an EV at 26 per cent, while Queenslanders (15 per cent) and Victorians (22 per cent) are more hesitant, largely due to cost concerns," Marni explained.

There's also a gender divide.

Men are more likely to consider EVs (27 per cent versus 17 per cent for women) and report higher confidence across most areas of EV knowledge; from battery range to maintenance.

There's also a stark generational difference.

• Millennials: Are most open at 32 per cent.

• Gen Z: 27 per cent likely to consider an EV.

• Gen X: 20 per cent likely.

• Baby Boomers: only 12 per cent likely.

"There's a generational divide in willingness to adopt," Marni said. "Younger people are more confident in what they know about EVs. That confidence drops sharply with age."

Why Australia is so split on EVs.

According to Marni, the heated debate isn't actually surprising as needs differ based on location and lifestyle.

"This divided view highlights EVs aren't a one-size-fits-all solution," Marni explained. "Like any technology, they come with both advantages and challenges.

"Take infrastructure for example. In urban areas where charging networks are expanding rapidly, range anxiety is less of an issue. But for those living in regional communities and travelling longer distances, limited access to charging stations remains a valid concern."

There's also a question around sustainability.

"When it comes to whether EVs are a cleaner transport option, opinions vary," Marni said. "Many highlight the benefits of zero tailpipe emissions and the ability to charge using renewable energy sources, like solar.

"Others look beyond the road, considering the environmental impact of battery production, recycling and disposal."

What's holding people back.

Regardless of who is more open, the same barriers are consistent across the country and generations.

1. Upfront cost: "57 per cent of men and 50 per cent of women say the purchase price discourages them from considering an EV," Marni said.

"This rises to 60 per cent among Baby Boomers, highlighting affordability as the key barrier for older drivers."

2. Charging access: "Public charging availability is a major sticking point — only 22 per cent of men and 15 per cent of women believe there are enough stations, falling to just 8 per cent among Boomers," Marni said.

3. Long charging times: This is a core concern for more than half of older drivers, especially Boomers (52 per cent).

4. Range anxiety: Hybrid and diesel drivers are the most worried here, even more so than those who've actually owned an EV.

5. Reliability: This is one of the biggest worries across the entire study — with 70–79 per cent of all generations concerned about long-term EV reliability.

What's motivating people to choose electric?

There's one motivator making EVs an attractive choice: fuel savings — hardly surprising in this economy.

"Lower running costs are the standout motivator across every generation," Marni said.

Lower maintenance costs are the second big motivator.

"This stood out particularly amongst Boomers, at 55 per cent, and Gen X at 50 per percent," Marni pointed out.

Busting a big misconception on insuring an EV.

More than half of Australians assume EV insurance is automatically more expensive simply because a vehicle is electric.

According to Marni, the reality is more nuanced.

"Insurance pricing reflects a range of factors, including the make and model of the vehicle, repair complexity, availability of parts, and individual circumstances," she said.

"As EV technology continues to evolve and more models enter the market, insurers are actively reviewing how these factors impact the cost of cover.

"What matters most for consumers is understanding that premiums are based on the specific vehicle and individual circumstances — not just whether a car is electric."

So, should you get an EV?

For anyone still umming and ahhing about buying an EV, there are several factors to consider.

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"While range concerns might be a serious consideration if you live regionally and drive long distances, drivers who use their vehicles to commute shorter distances in city areas may have ready access to charging infrastructure."

Once that's taken into consideration, get some hands-on-experience.

"The study indicates knowledge and experience drive confidence," Marni said. "For someone considering their next vehicle purchase, test driving an EV might give them a feel for what's a good fit for them and their lifestyle."

The bottom line.

EVs aren't perfect and they're not for everyone. But the data shows Australians are interested, even if we're not all ready yet.

What matters most is finding a vehicle and insurance provider that understands your needs. Because, whether you're road-tripping across the state or just cruising to Woolies, the right car should work for your life — electric or not.

And for those who need more information, it's out there.

"Government resources such as ev.gov.au provide practical information from the basics, to types of electric vehicles, understanding EV charging, maintenance tips and more," Marni said.

Explore Youi car insurance for your type of car.

Data for the Youi EV Data Digest study was sourced from a survey conducted by Dentsu Intelligence from August 2025, involving 1,003 individuals aged 18 years old and above, from all states and territories within Australia who identified as car owners and drivers. Some percentages have been rounded to the nearest whole number. Survey results have not been independently verified by Youi and may not be representative of the general population. Individual experiences may vary. Product issued by Youi Pty Ltd. Consider our Car PDS to decide if this product is right for you. PDS and TMD available at youi.com.au

Feature image: Getty.

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