10 winter coats under $100. We promise they'll keep you warm.

Autumn might be bringing shorter days and cooler weather, but there’s a fabulous pay off: winter clothes. The layers. The knits. The snugness. It almost makes freezing worth it. (Almost.)

The only downside can be the price. To buy a good leather jacket or a coat, you often need to fork out $250 or more. While there’s nothing wrong with treating yourself, a winter wardrobe can be harder to pull together if you’re short on cash (or budgeting for a European summer holiday…).

With that in mind, we’ve rounded up 10 coats that won’t set you back more than $100. Hoorah.

1. New look double breasted waistcoat, ASOS, $72

A caramel coat is this season’s must-have. If you take a look at the big chain store retailers (Witchery, Seed Heritage, Country Road, etc), all are offering a version of it.

Image: ASOS.

2. Belle Curve Waterfall Coat, Target, $99

The leather-look trim and waterfall cut makes this coat suitable for the office or, you know, life in general.

Image: Target.

3. Shawl Collar Coat, Katies, $99.95.

Would you look at that divine collar? I feel warm just looking at this thing.

Watch: Paula Joye on how to winterise your wardrobe. (Post continues after video.)

Image: Katies.

4. Modern Love Pu Trim Coat, Dotti, $79.95

Obsessed with the collar and zip detailing on this slim-fit coat.

Image: Dotti.

5. Belle Curve Perfect Trench Coat, Target, $79.00

Because everyone deserves a nude trench coat at some point, right?

Image: Target.

6. Sailor Drill Jacket, Dangerfield, $78

Not your average winter coat, this Dangerfield option is weekend-ready. Bonus points for the cute over-sized buttons.

Image: Dangerfield.

7. Bouclé coat, H&M, $79.95

The perfect coat to go over dresses, skirts, jeans and pants, if I do say so myself.

Image: H&M.

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8. Boohoo Katie Maxi Belted Waterfall Duster, $40

A duster coat with colour? Yes, please. To be honest, I'd like to order this whole outfit.

Image: Boohoo.

9. Trench Coat in Midi Length, ASOS, $77.17

This trench is the perfect wear-to-work coat option. Plus, the added length gives it a more modern feel than the rest of the bunch.

Image: ASOS.

10. Military coat in navy, Missguided, $58.80

I've said it once, I'll say it again -- navy is the new neutral. This guy will go with everything.

Image: Missguided.

What winter coat are you searching for this year?