'I'm always asked about my jewellery. Here are the 8 affordable finds I recommend.'

I have a few strict rules when it comes to acquiring jewellery.

It doesn't have to cost a lot, but it does have to look expensive. If it needs to be removed before showering, sleeping or tending to a toddler, it doesn't make the cut.

When I buy a piece, I want maximum enjoyment and exposure.

Forget what's trending - fashion can dictate that silver is in and gold is out or that artisanal is the current aesthetic, but I know my MO and I stick to it.

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A solid commitment to gold jewellery means I'm often asked about my collection, and receive lots of DMs on Instagram about where to shop for keepsake pieces - as well as what's really worth the splurge.

There's been an explosion of accessible jewellery brands in Australia in recent years, so you don't have to look far (or remortgage your house) to get your hands on some real gems.

The democratisation of the jewellery market means that special-looking pieces are more affordable than ever. I'm not saying they're cheap, but they're very reasonable considering the quality.

Here are my top recommendations, plus exactly where I found my ride-or-die favourites.

Best affordable Australian jewellery brands.

1. ToniMay.

In the Toni May Petra necklace, which is adjustable and can be worn as a choker. Image: Supplied.

Long before Laura Byrne's media career took off (and she became one half of Australia's favourite couple alongside husband Matty J), she started her jewellery label ToniMay.

Despite the many hats she wears, Byrne is still as active in the business as ever, designing gem-embellished, gilded pieces made to layer every day.

I've been wearing the Petra Apatite choker non-stop, as well as the stunning Trinity White Topaz ring.

Shop ToniMay here.

2. YCL Jewels.

Wearing YCL Jewels necklace (top chain) and charms (on both chains). Image: Supplied.

This Queensland-based label is known for its clever interchangeable pendants, which come with customisable chains and charms that look like they cost a LOT more than they do.

My bespoke belcher chain has to be my most complimented and asked-after piece. I reckon I've sold hundreds of women on this style alone!

Shop YCL Jewels here.

3. Arms of Eve.

I love these statement hoops. Image: Supplied.

Chances are you're already across the popular Bondi-born brand, which has a huge following for its eclectic and varied offering.

I own several gold styles from Arms of Eve, including the Elodi Gold Hoops that I've worn to several weddings. If you like accessories that make a simple statement, this is your jam.

Shop Arms of Eve here.

4. By Charlotte.

In my By Charlotte Huggies and a choker by Lanamara. Image: Supplied.

This beloved Aussie brand boasts some iconic styles (like its lotus charm) and offers both 18 karat gold vermeil and 14 karat solid gold options, depending what you want to spend.

With spiritual symbols and hidden affirmations, designer Charlotte Blakeney's pieces are more like talismans. I rarely take my bejewelled huggie earrings off.

Shop By Charlotte here.

5. Lanamara.

The Lanamara Heart Stopper Ring. Image: Supplied.

This female-founded local label is a new discovery of mine.

Their bohemian-inspired jewels are handmade in small batches by artisan partners, and the brand is dedicated to supporting the makers and their communities.

The Heart Stopper Ring is one of those pieces you can't wear without people asking you where it's from (and I get why… I mean just look at it.)

Shop now.

6. Chuchka.

Wearing my Chuchka drop earring with an Arms of Eve choker. Image: Supplied.

One of the more affordable brands on this list, Chuchka produces fun, up-to-the-minute embellishments that you can mix and match, offering things like huggie multi-packs and curated sets.

This star-studded drop earring has been elevating my ear stacks for several years now.

Shop Chuchka here.

7. Saint Valentine.

Wearing my Saint Valentine tennis bracelet with an Arms of Eve bangle and Toni May ring. Image: Supplied.

I've worn a tennis bracelet from this local brand for what feels like forever, and it's another piece I'm often asked about.

Saint Valentine hand-make many of their designs in their Sydney studio, and their ethos centres on timeless and affordable jewels to be "lived in and loved".

Case in point: I also wear their dainty 'Valentine' necklace every other day.

Shop Saint Valentine here.

Styling my Saint Valentine chain with a By Charlotte choker and YCL Jewels pendant. Image: Supplied.

8. Porter.

Another Bondi Beach gem, creative director Shelley Tzeegankoff takes inspiration from family heirlooms and gives them a modern twist.

With refined pieces in both 18k gold vermeil and sterling silver, she aims to deliver luxury styles at an accessible price point. I dare you to visit the Porter boutique and come away empty handed.

Shop Porter here.

Which piece is your favourite? Share your thoughts in the comments below.

Feature image: Instagram/@_Tamaradavis_.

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